EquityReleaseForum.org

RULES OF USAGE

1. You agree that you will not post or otherwise distribute, or facilitate distribution of, any content including text, communications, software, images, sounds, data, or other information, that is either:
   • a) Unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another's privacy, sexually explicit or otherwise violates our Rules and/or the Terms of Use and Privacy Policies. While we want to encourage open and thought-provoking discussions, EquityReleaseForum.org is not intended to be a free forum for personal attacks on others or a forum to make disparaging remarks about any person, or entity. Nothing you do should interfere with anyone else's use and enjoyment of the Web Site; or
   • b) Encourages, incites, solicits, promotes, or provides information about illegal or criminal activities (including pornography, terrorism, explosives, weapons, drugs, programming viruses, computer hacking and copyright infringement); or
   • c) That promotes and/or contains the addresses of other Web sites without the expressed consent of www.equityreleaseforum.org; or
   • d) That victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability; or
   • e) That infringes on any patent, trademark, trade secret, copyright, right of publicity, or other intellectual property right of any party; or
   • f) That constitutes unauthorized or unsolicited advertising, junk or bulk email (also known as "spamming"), chain letters, pyramid schemes, the promotion of particular stocks of shares and other financial products and services, or any other form of unauthorized solicitation, or any form of lottery or gambling; or
   • g) That contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; or
   • h) That impersonates any person or entity, including any of our employees, agents, or representatives; or
   • i) That solicits personal information from a minor (under 18 years old); or
   • j) That, in any other manner, is deemed by us to be inappropriate to the well being of others
   • k) That the exchanges of third party phone numbers, mobile numbers, emails or home addresses and any other personal details is not acceptable.
2. You must be over 16 to use EquityReleaseForum.org.
3. For your own safety and security, you should not disclose personal information such as your password, credit card numbers, home addresses, email addresses, phone numbers, mobile numbers, etc., to anyone online.
4. You understand and acknowledge that: We don't support, nor do we assume any liability for the contents of any material uploaded or submitted by third party users to this Web Site; and We don't pre-screen the content posted by users of this forum. We and our agents have sole discretion to remove any content that, in our judgment, fails to comply with any rules or policies governing the use of this Web Site (including the Community Rules, Terms of Use, Privacy Policy, etc.), or is otherwise harmful, objectionable, or inaccurate. We are not responsible for any failure or delay in removing such content. You will be responsible for all content that you make available on Community areas and, to the extent that we are notified of or become aware that you have posted content that is in breach of these Rules, we will either delete or amend it and we reserve the right to remove you from our Community area, temporarily or permanently. You hereby consent to such removal and waive any claim against us arising out of such removal of content.
5. If you see or receive any communication in our Community area that does not comply with these Rules or that you consider is inappropriate, please report this immediately, by e-mail to info@equityreleaseforum.org.
6. You expressly understand and agree that your use of the Community areas (including downloading of content) is at your sole risk. You further understand that, in the unlikely event that by using the Community areas you are exposed to content that you deem to be offensive, indecent or objectionable, we make no warranties in respect of, nor do we guarantee the accuracy, integrity or quality of any content posted in the Community areas. We expressly disclaim all warranties of any kind, whether express or implied.
7. By sharing any contribution (including any text, photographs, graphics, video or audio) with EquityReleaseForum.org you agree to grant to EquityReleaseForum.org and its owner, Age Partnership Limited, free of charge, permission to use the material in any way it wants (including modifying and adapting it for operational and editorial reasons).
8. Copyright in your contribution will remain with you and this permission is not exclusive, so you can continue to use the material in any way including allowing others to use it.
9. In order that EquityReleaseForum.org can use your contribution, you confirm that your contribution is your own original work, is not defamatory and does not infringe any UK laws, that you have the right to give EquityReleaseForum.org and its owner, Age Partnership Limited, permission to use it for the purposes specified above, and that you have the consent of anyone who is identifiable in your contribution or the consent of their parent / guardian if they are under 16.
10. Please do not endanger yourself or others, take any unnecessary risks or break any laws when creating content you may share with EquityReleaseForum.org.
11. Whilst we will endeavour to ensure that any web links posted on this forum are safe and appropriate, you understand that Equityreleaseforum.org takes no responsibility for any of these links or the content to which they may point. Any such links may lead you to a third-party website to which neither our terms & conditions nor our privacy policy may apply. Any links listed on the Useful Links section of Equityreleaseforum.org have been carefully selected and are provided purely so as to help users in researching equity release; however, Equityreleaseforum.org can take no responsibility for any content hosted on a third-party website, including the accuracy thereof.
12. If you have any questions about contributing content to EquityReleaseForum.org you should contact us by e-mail to info@equityreleaseforum.org.