Ask an advisor

lifetime mortage

20% appears to be the general accepted value released, are there any companies that offer a higher % value?

What deals are the individual firms offering? Who is the most compeditive?

Also can you buy back the equity if you so choose?

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Existing mortgage

Is it a condition of the equity release contract that the remaining mortgage on the property is paid off with the funds released? Sorry to seem ignorant :/

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Live abroad can I use equity release on a U.K. propertry

Hi I currently live abroad but have a property in the U.K.
My son rents this property from me.
Would I be able to use equity release and still have my son living in the property and renting it from me.
the property is a bungalow currently valued at £175.000

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Equity Release Adviser Vacancies

Are there any opportunities to become an adviser withinh your company?

I have the full Equity Release qualifications i.e. Cert LTM and Cert ER including Home Reversion top up.

Hold Full FPC & CeMAP and studying for Diploma, Long Term Care in particular.

Currently use Fintax

Work from home in Yorkshire/North Midlands area.

Are you seeking qualified individuals?

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Can I sell my property

After contacting a company I was told that I was not eligable as I planned to sell my house in a few years,as it is much too big .Is this correct
Maryb

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Equity Release - General

I am single and own my own home. I have my mother living with me. Can my mother be included in any Equity Release agreement even though she does not own the house.

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property value

in these times of changing interest rates and house prices, by who and when is an actual value put on your property.i am thinking of equity release to get rid of my mortgage but how do i put an accurate value on my house ?

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when to apply

My wife is not yet 55, I am over. When do we start the process. Can it be started early in anticipation of the 55th birthday or do we have to wait until the 55th has arrived?

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I don't have a mortgage but have a charge on my property

I have no mortgage but I have a charge on my property from West Brom BS after a previous property was repossessed
in the last credit squeeze.

I owe approx £35000 and they accept from me £100 a month.

Does a charge like this have to be paid by equity release.

If it is then I assume I can haggle with the BS for a settlement figure.

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Bank?

If the Bank which has released money to me for Equity release goes bust is my house still safe and would I still get the remainder of money owing to me.

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